miPlata Wallet
The financial app 1 for the latino community
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Made to fit you

We offer features built for the way the Latino community actually lives, 
from the U.S. to Latin America.

View Balance
in Multi-currency *

Self Cash Pick-Up

Virtual Visa Card 3

U.S. Account Details

International Transfers 4

Wallet-to-Wallet

Global Access

Bilingual Support

Get miPlata Wallet

Biometric Security

Same access to all miPlata Wallet’s core features.

Open your account with any ID

Open your account with any ID
Same access to all miPlata Wallet’s core features.
Our mobile banking app offers two distinct account types to serve your financial needs. The account type you're eligible for depends on your identification documentation. 5

Here’s what’s different:

Physical Visa Debit Card
Bill Pay U.S.
Direct Deposit in U.S.
FDIC insured up to $250k 6
Your money is protected up to $250,000 through our bank program, member FDIC.
Bill Pay U.S. and Mexico*
Direct Deposit U.S. and Mexico*
Access to CLABE codes
What is USDC? 7
USDC is the world’s largest regulated digital dollar, fully backed 1:1 by U.S. dollars. Safe, fast, and stable.

Learn more
Spend with confidence
The miPlata Visa Debit Card 3 comes with Visa’s zero-liability policy x, anti-fraud protection, and real-time notifications.
Secure every step
Biometric logins and PIN codes protect your account at every step, keeping your money safe and secure.

Your money stays with you

We make it easy to access your money whether you are in the U.S. or Latin America.

Use your card anywhere
No foreign transaction fees
Get cash when you need it
Pick up cash at over 100,000 retail locations across Latin America
Pay utility bills in Mexico and the U.S.
More regions coming soon!

Your plata stays in your hands.

$0
No account maintenance fees
We don't charge you monthly just for having an account. Your money stays yours.
$0
No Minimum Balance
Start with any amount. No penalty for having a low balance.
$1.99≈
Competitive Money Transfers
Send money to Latin America with country-specific flat fees.
Exchange rates based on mid-market rates.
$0
No Foreign Transaction Fees
Use your Plata Visa® Card anywhere in the world.
$0
No Additional ATM Fees
Get cash locally and abroad with no extra charges from us.
$0
No Overdrafts*
You can only spend what you have. No surprises.
$0
No account maintenance fees
We don't charge you monthly just for having an account. Your money stays yours.
$0
No Minimum Balance
Start with any amount. No penalty for having a low balance.
$1.99≈
Competitive Money Transfers
Send money to Latin America with country-specific flat fees, starting as low as $1.99.
Exchange rates are based on mid-market rates. You'll see the exact number in the app before you confirm.
$0
No Foreign Transaction Fees
Use your Plata Visa® Card anywhere in the world without extra charges from us.
When converting currencies, Visa® charges their standard rate (around 1–3%).
$0
No Additional ATM Fees
Get cash locally and abroad with no additional charges from us.
Merchants or ATM operators may apply conversion rates or extra fees.
$0
No Overdrafts8
You can only spend what you have, so no negative balances. No surprises.

Send money home to your loved ones in Latin America

Our mission: flat exchange rates and one flat fee, every time you send.

Where we send
  • Mexico
  • Guatemala
  • Honduras
  • Argentina
  • Bolivia
  • Chile
  • Colombia
  • Costa Rica
  • Dominican Republic
  • Ecuador
  • Nicaragua
  • Paraguay
  • Peru
  • Uruguay
No extra fees for the recipient
The amount shown on your transfer receipt is the full amount they receive.
Flexibility 
& Security
We give you a 30-minute window to cancel your transfer.
Bank deposit or cash pick up
You have the option to send money the best way for your loved ones.

You work hard for your plata.

We work hard to make it fast, simple, and secure.

Interested?
Get in touch.

  • WhatsApp: +1 (855) 635 2022

  • ayuda@conplata.com