Where time & attendance, mobile banking, and money transfers come together.

Simplify payday, empower
your team

Where time & attendance, mobile banking, and money transfers come together.

Simplify payday, empower your team

The first ever financial infrastructure
built by Latinos for Latinos,
connecting all your needs,
from clock-in to money home.

Choose what you need. Connect what you want. Simplify payday.

mobile banking mobile banking 1
Time and attendance icon time & attendance
money transfers money transfers 4
Choose what you need. Connect what you want.
Simplify payday.

Remove payroll errors, enjoy easier paydays, and make your employees happier with our three products, customizable for your business: miPlata Time, Wallet, and Send.

Each product stands alone as a powerful solution; together, they redefine how Latino teams are supported.

Partnered with industry leaders

miPlata Time

Time & attendance designed for Spanish-speaking teams
  • Easy punch in and out for field teams with GPS location
  • Payroll-ready hours that sync with your existing tools2
  • Bilingual app and support for admins and employees
  • Designed with field and service teams in mind

miPlata Wallet

Mobile banking without borders for Latino workers and their families
  • Faster payday access via direct deposit
  • No hidden fees, fair rates
  • Digital Bank Account 3
  • Visa® Debit Card 4
  • International Money Transfers to Latin America 5

miPlata Send

Remittance-before-payday plug-in
  • Employees can send money to Latin America from earned wages before payday
  • Integrates seamlessly with miPlata Time or your current time and payroll systems
  • No workflow changes
  • No new admin burden for your team

How do they all connect?

We understand financial access starts at payday

$300
Saved per employee per month
with miPlata Time
90%
Saved on time spent on payroll
processing for bookkeepers
with miPlata Time
56%
Stressed workers spend 3+
work hours per week dealing
with money issues
60%
Still use cash, leading to
higher costs, longer waits,
and less security

We make money simple, fast, and secure from the U.S. to Latin America.

Transfer money to 15 countries 6 across Mexico, Central & South America, and the Dominican Republic at flat rates — with no hidden fees. Funds arrive securely and quickly.

Built from experience, powered by community.

miPlata started at our founder’s kitchen table, observing his mom navigate broken financial systems for Latino businesses. Her clients and team of bookkeepers still guide every decision, shaping the platform for our community.

Interested?
Get in touch.