miPlata Wallet
Tu billetera 1 para trabajar en USA
No minimum balance
No monthly maintenance account fees
No foreign transaction fees
100% in Spanish and English
Flat exchange rates to Latin America 2
Trabajas duro por tu plata.
Nosotros trabajamos duro para que sea rápido, simple y seguro.
Made to fit you
We offer features built for the way the Latino community actually lives, from the U.S. to Latin America.
View Balance in Multi-currency*
Self Cash Pick-Up
Virtual Visa
Card 3
Card 3
U.S. Account Details
International
Transfers 4
Transfers 4
Wallet to Wallet
Global Access
Bilingual Support
Biometric Security
Spend with confidence
The miPlata Visa Debit Card 3 comes with Visa’s zero-liability policy x, anti-fraud protection, and real-time notifications.
Secure every step
Biometric logins and PIN codes protect your account at every step, keeping your money safe and secure.
Tu plata, sin fronteras. Más rápida y fácil.
We make it easy to access your money whether you are in the U.S. or Latin America.
Use your card anywhere
No foreign transaction fees
Get cash when you need it
Pick up cash at over 100,000 retail locations across Latin America
Pay utility bills in Mexico and the U.S.
More regions coming soon!
Get paid.
Spend your way.
Send money.
All in one place.
Spend your way.
Send money.
All in one place.
No more waiting for physical checks, standing in long lines at money transfer stores, or juggling multiple apps. Do everything with miPlata.
Your plata stays in your hands.
$0
No account maintenance fees
We don't charge you monthly just for having an account. Your money stays yours.
$0
No Minimum Balance
Start with any amount. No penalty for having a low balance.
$1.99≈
Competitive Money Transfers
Send money to Latin America with country-specific flat fees.
Exchange rates based on mid-market rates.
$0
No Foreign Transaction Fees
Use your Plata Visa® Card anywhere in the world.
$0
No Additional ATM Fees
Get cash locally and abroad with no extra charges from us.
$0
No Overdrafts*
You can only spend what you have. No surprises.
$0
No account maintenance fees
We don't charge you monthly just for having an account. Your money stays yours.
$0
No Minimum Balance
Start with any amount. No penalty for having a low balance.
$1.99≈
Competitive Money Transfers
Send money to Latin America with country-specific flat fees, starting as low as $1.99.
Exchange rates are based on mid-market rates. You'll see the exact number in the app before you confirm.
$0
No Foreign Transaction Fees
Use your Plata Visa® Card anywhere in the world without extra charges from us.
When converting currencies, Visa® charges their standard rate (around 1–3%).
$0
No Additional ATM Fees
Get cash locally and abroad with no additional charges from us.
Merchants or ATM operators may apply conversion rates or extra fees.
$0
No Overdrafts8
You can only spend what you have, so no negative balances. No surprises.
Send money home to your loved ones in Mexico
Our mission: flat exchange rates and one flat fee, every time you send.
No extra fees for the recipient
The amount shown on your transfer receipt is the full amount they receive.
Flexibility
& Security
We give you a 30-minute window to cancel your transfer.
Bank deposit or cash pick up
You have the option to send money the best way for your loved ones.